Animal Crossing Fastest Ways To Get Out Of Debt With Tom Nook

Animal Crossing: Fastest Ways To Get Out Of Debt With Tom Nook

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There are many opportunities to make Bells in the Animal Crossing games, but some are better than others when it comes to paying off debt quickly.

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Animal Crossing Fastest Ways To Get Out Of Debt With Tom Nook

Paying off Tom Nook’s loans in Animal Crossing: New Horizons might seem like a daunting task at first, but fortunately there are many different opportunities to earn money around the island. Which money-making methods are the best when it comes to getting out of debt, though?

Rather than paying off housing upgrades up-front, players are given the opportunity to take out loans from Tom Nook in order to fund expansion projects. While the price may seem costly, especially to players who are just getting started in Animal Crossing: New Horizons, chipping away at the loan on a daily basis makes it easy to quickly pay it off in order to move onto larger projects. Making use of features like the daily Hot Items at Nook’s Cranny can help amass large amounts of Bells at once.

While the turnip stalk market in Animal Crossing does provide a solid opportunity to make a profit, it’s a high risk, high reward feature that depends largely on luck. Because of this, many players might not find it reliable enough to utilize to pay off Tom Nook’s loan, particularly because the risk of losing money is more significant early on in the game. Instead, players should turn to these more reliable methods of earning Bells when they’re first getting started in Animal Crossing: New Horizons.

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Best Ways To Earn Bells For Tom Nook’s Loans

While catching bugs and fish might be a trustworthy way to earn Bells in Animal Crossing, they often don’t turn much of a profit. The more significant money-making methods come in limited daily quantities. Only one money rock, which dispenses Bells whenever players hit it with a shovel, can be found on the island per day. However, it can yield around 16,000 Bells daily. That’s a fairly hefty amount in the beginning of the game. It’s also worth finding because of the crafting materials such as iron ore that drop from other rocks around the island. In order to achieve a 5-star rating for Isabelle, players will need to craft a large amount of DIY furniture, and items like iron and clay may be in short supply. It’s best to start gathering them early.

Fossils also spawn in limited numbers around the island, but they’re much easier to find than the money rock. Players can dig them up from the ground wherever they spot a star-shaped mark on their island, and once they’ve been identified by Blathers at the museum, fossils can be sold at Nook’s Cranny for large amounts of money. Although new players may find they’re donating more fossils than they’re selling, filling up the museum catalogue is an easily achievable feat that will then provide plenty of daily opportunities for making Bells off of fossils. By making good use of these reliable opportunities, players can get out of Tom Nook’s debt quickly and move on to pursuing other projects within Animal Crossing.

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